The Piscitelli Law Firm secured a $300,000 total recovery for a 78-year-old individual who sustained injuries in a 50 mph T-bone collision. After the driver responsible for the accident provided Ohio's minimum coverage of $25,000, the firm sought to recover the client's $300,000 underinsured motorist coverage. The injuries sustained by the client included resolved soft-tissue trauma and radial tunnel syndrome, a painful condition caused by compression of the radial nerve in the upper forearm that leads to discomfort, weakened grip, and pain during rotation.
The UIM insurance provider initially presented an offer of $70,000. In response, the firm filed a lawsuit for $275,000, which represented the UIM limit minus the $25,000 setoff. After several months of legal proceedings, the insurer disbursed the full $275,000, culminating in a total recovery of $300,000. Frank Piscitelli, Jr. stated that UIM coverage is designed to provide compensation when the at-fault driver is underinsured. He explained that when the insurance company undervalued the client's claim, the firm pursued litigation and successfully obtained the full policy benefits.
This case demonstrates the critical role underinsured motorist coverage plays in protecting individuals when accidents involve drivers carrying only minimum insurance requirements. The $275,000 difference between the initial offer and final settlement underscores how insurance companies may initially undervalue claims, necessitating legal action to secure appropriate compensation. The successful recovery highlights the importance of understanding policy limits and pursuing full benefits when injuries warrant compensation beyond what at-fault drivers can provide.
The firm's approach to this case, detailed at https://getfrankgetjustice.com/result/300000-dollar-recovery-in-underinsured-motorist-case/, illustrates the legal process involved in UIM claims. The outcome serves as a reminder that state minimum insurance requirements often prove inadequate for serious accidents, making supplemental UIM coverage essential for comprehensive financial protection. This recovery emphasizes that policyholders should not accept initial settlement offers that fail to account for the full extent of their injuries and losses.
